*Annual Percentage Rate (APR) as of 03/5/10 and subject to change. Your rate is based on your credit score and account relationship. $10,000 new money required. Origination fee is .5% of loan amount up to $500. All closing costs to be paid by borrower. Checking with direct deposit required. Rates available up to 95% loan-to-value (LTV) on first mortgages and up to 80% LTV on home equity. Construction loans do not apply. Actual closing costs can be obtained with the request of a Good Faith Estimate from CFCU. Rate subject to change without notice. This is a Balloon mortgage and must be paid in full at maturity or refinanced to a market level fixed-rate mortgage. Private mortgage insurance is required in excess of 80% LTV. Single-family, owner-occupied homes only. Actual closing costs will vary. Payment example: The monthly payment on a $150,000 loan amortized over 30 years, assuming 80% LTV and at a rate of 4.74% would give you 119 payments of $781.57 and a final payment of $121,824.67, example includes $500 in origination fees.
