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Home PersonalStudentSmartApplication Checklist

Before you begin your application . . .

Before you begin your application, take some time to gather the information below. Having the right information at hand as you begin your online application will help to avoid delays in your loan decision and processing. 
You will use some of these documents to complete your online application, and also submit copies of indicated documents
afterwards to complete your loan application and assist in processing your request. 


STUDENTS  
CO-SIGNERS (Student’s Spouse or Other)

Information About You

 Your Driver’s License or Government Issued ID

 A document verifying your address 
           •    Your Driver’s License can fulfill this  
               requirement if the address is current.

          •    Or, a financial institution statement or 
              bill (cellphone, utility or credit card) can
              also verify your address

 Two (2) most recent paystubs if you are employed

 If you are married and live in the State of Wisconsin, a Promissory Note Addendum signed by your spouse, even if they are not co-signing on your loan.  Available to print under Documents at www.communityfirstcu.org/Alternative_Student

    Personal Reference: The name, address and phone number of a relative or friend of 3 years or more.  (Must be different than reference provided by Co-Signer)

Information About Your School Expenses
    Estimated Educational Expenses and Requested Loan Amount.  Include tuition, housing, meals and books.  Your school will certify the actual amount needed less any financial aid to prevent overborrowing.
     Tip: Apply for the full academic year to save time and avoid having to re-apply for second semester.


Membership Requirement
You must be a member of Community First Credit Union.

 

Information About You

 Your Driver’s License or Government Issued ID

 A document verifying your address 
           •    Your Driver’s License can fulfill this  
               requirement if the address is current.

          •    Or, a financial institution statement or 
              bill (cellphone, utility or credit card) can
              also verify your address

 Two (2) most recent paystubs OR last 2 years Federal Tax Returns

 If you are married and live in the State of Wisconsin, a Promissory Note Addendum signed by your spouse.  Available to print under Documents at www.communityfirstcu.org/Alternative_Student

    Personal Reference: The name, address and phone number of a relative or friend of 3 years or more.  (Must be different than reference provided by Student)

Membership Requirement
You must be a member of Community First Credit Union with an active CFCU checking account and full direct deposit.

 

 
Submit Documents
After you have completed your online application, both Students and Co-Signers need to deliver copies of the items indicated to our student loan partner, CuLearn or Community First to complete documentation for your loan application and assist in processing your request. Please submit the items as soon as possible to help avoid delays.
  • Fax your document to 1-877-407-1185
  • Drop off your document at any Community First Credit Union location
  • Mail your document to Community First Credit Union, Attn Student Loans, PO Box 1487, Appleton, WI  54912-1487
  • Scan and upload your document after logging into your CuLearn application 
 
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Community First Credit Union   P.O. Box 1487  Appleton, WI    54912-1487 920.830.7200    1.866.273.2328
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