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Home PersonalCDs and IRAsIndividual Retirement Accounts

Individual Retirement Accounts

An IRA can help you make a sound investment for your future. Whether you are just starting to save or rolling over your retirement plans from former employers, we have many accounts to help you reach your retirement goals.

Types of Individual Retirement Accounts


Roth IRA
This account gives you flexible, tax-free withdrawal options to boost your retirement savings.  Contributions to the Roth IRA have already been taxed, which means if your contributions are according to the specified guidelines, the principal amount is never subject to taxes or penalties in the future.   Additionally, if you refrain from withdrawing any earnings for five years and you are 59 ½ years of age your contribution can grow tax-free.

Traditional IRA
This retirement plan offers tax-deferred earnings and the possibility for tax deductible contributions. These tax advantages make the Traditional IRA a powerful tool in creating a balanced, long-term savings plan.

Coverdell IRA
The purpose of this educational savings account is to pay for your child's education expenses, such as tuition, fee, books, supplies, equipment and in some cases room and board along with computers.  It can also be used to pay for qualified elementary and secondary education expenses.  Earnings grow on a tax-deferred basis and distributions are tax-free if the money is used to pay qualified education expenses.

IRA Benefits: 

  • Peace-of-mind with NCUA insurance up to $250,000
  • Higher yield on your funds
  • Live Call Center assistance
    920-830-7200 in the Fox Cities; toll free 866-273-2328 
    Monday-Friday 7am - 6pm and Saturday 7am - 1pm
  • Convenient network of branch locations
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20 Month IRA Certificate Special
Minimum Balance: $4,000
APY: 1.05%
Traditional IRA Resource Guide
IRA Rates
Roth IRA Resource Guide
Coverdell IRA Guide
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Community First Credit Union   P.O. Box 1487  Appleton, WI    54912-1487 920.830.7200    1.866.273.2328
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