(1) Balances falling below $75,000 earn a rate and APY of 0.25%, and incur a $25 monthly service charge. (2) Balances falling below $15,000 earn a rate and APY of 0.25%, and incur a $15 monthly service charge. (3) Balances falling below $7,500 earn a rate and APYof 0.25%, and incur a $15 monthly service charge. (4) Minimum combined loan and/or deposit balance required to open and maintain account.
(1) Balances falling below $75,000 earn a rate and APY of 0.25%, and incur a $25 monthly service charge. (2) Balances falling below $15,000 earn a rate and APY of 0.25%, and incur a $15 monthly service charge. (3) Balances falling below $7,500 earn a rate and APYof 0.25%, and incur a $15 monthly service charge.
Free Unlimited Transactions at all POS or merchant terminals
Card or Pin Replacement Fee
$5
Overdraft Fee
$25 per occurrence
ATM Out-of-State transactions
$2 each
International Fee
A fee of 1.00% of the amount of the transaction, calculated in US dollars, will be imposed on all foreign transactions, including purchases, cash withdrawals, and credits to your account.
Free for Direct Benefit & Member's Choice Checking
Safe deposit box
Varies depending on size
Check Cashing Fee
$2 per check
Check Replacement Fee
$25 (non-member)
BillPayer Fees - Bill Payer is FREE when you pay 1 bill/month.
BillPayer Inactive Fee
$4.95/month when no bill is paid
Rush Payment Options within BillPayer. No fees if not used.
Rush Payment - Overnight Check
$14.95
Rush Payment - Same Day
$9.95
Account to Account Transfers. No fees if not used. Available service within BillPayer to transfer money between your CFCU and other financial institutions. Note: Transferring money between CFCU accounts can be done anytime in PC HomeBanking with no fees.
Incoming Transfers (to CFCU)
FREE
Outgoing Transfers (from CFCU)
$2.00
PopMoney. No fees if not used. Available service within BillPayer to send money to family and friends electronically.
LTV= Loan to Value. Up to 30-year amortization. Minimum loan amount of $10,000 new money. 5 Year Special. Up to 30-year amortization. Minimum loan amount of $20,000 new money for first mortgages, $10,000 new loan money for second mortgages. $500 non-refundable closing costs for loans <$250,000. Additional fees and appraisal may be required for loans > $250,000 and for second mortgages and for loans outside Outagamie, Winnebago, Calumet, Brown, Waupaca and Manitowoc Counties.
Your rate is determined by your account relationship and credit score. * APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score. Return to top
Home Equity Line of Credit
Rates effective May 28, 2009
Home Equity Line of Credit
Term
APR *
Checking with Autopay APR as low as
Checking with Autopay and Direct Deposit APR as low as
LTV = Loan to Value. Minimum line amount $10,000. Variable rates tied to Wall Stret Prime Rate Your rate is determined by your account relationship and credit score.
* APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score. Return to top
Vehicle & Cycle Loans
Rates effective May 6, 2013
Type
Term
APR *
Checking with Autopay APR as low as
Checking with Autopay and Direct Deposit APR as low as
120 months (up to 180 month amortization) as low as
6.74%
6.24%
5.74%
$25,001 or higher
(2008 and newer. Ask for financing rates on 2007 and older.) Your rate is determined by your account relationship and credit score. * APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score. ** Monthly payments are based on payment per $1000 for the terms noted and lowest rate available with checking, autopay and direct deposit. Minimum loan amoun is $1000.
** All secured loans will be priced at .50 additional for every 6 months beyond standard terms available. Your rate is determined by your account relationship and credit score. Return to top
Lot and Land Loans
Rates effective August 21, 2012
Type
APR *
Checking with Autopay APR as low as
Checking with Autopay and Direct Deposit APR as low as
Amortization
One Year Balloon
as low as 5.99% APR
as low as 5.49% APR
as low as 4.99% APR
Up to 30 years
3 Year Balloon
6.49%
5.99%
5.49%
5 Year Balloon
6.99%
6.49%
5.99%
Your rate is determined by your account relationship and credit score.
* APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score.
Rates effective February 3, 2009 Gain experience handling credit in a secure and responsible way while enjoying the convenience that comes from carrying your own credit card from Community First.
