*APR=Annual Percentage Rate. Limited time offer; cannot be combined with any other offer. New Money Minimums: $10,000 home equity loans (2nd mortgages); $20,000 on home loans/1st mortgages. Rate determined by credit history and account relationship. All loans subject to credit approval. Checking with Direct Deposit required for best rate. Lowest available rate = 2.49% APR. $274 non-refundable closing costs for non-purchase loans < $250,000. Appraisal is an additional fee if needed. Owner-occupied single family homes only. Max LTV 80%. $100,000.00 at 2.49% amortized over 30 years results in 71 monthly payments of $393.98 and a final payment of $85,692.38. Payment does not included taxes and insurance.