RatesLoan RatesEnjoy the best possible rate when you pair your loan with an active Checking account with Direct Deposit at Community First!
Home Equity Lines & LoansRates effective July 5, 2011
| Type | Term | APR * | Checking with Autopay APR as low as | Checking with Autopay and Direct Deposit APR as low as | | | 3 Year Balloon | Up to 80% LTV | 4.49% | 3.99% | 3.49% |  |  | | | 5 Year Balloon | Up to 80% LTV | 4.99% | 4.49% | 3.99% | | | | | 7 Year Balloon | Up to 80% LTV | 5.49% | 4.99% | 4.49% | | | | LTV= Loan to Value. Up to 30-year amortization. Minimum loan amount of $10,000 new money.
Your rate is determined by your account relationship and credit score.
* APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score.
|
Home Equity Line of CreditRates effective May 28, 2009
| Home Equity Line of Credit | Term | APR * | Checking with Autopay APR as low as | Checking with Autopay and Direct Deposit APR as low as | | | Home Equity Line of Credit | Up to 80% LTV | 4.00% | --- | 4.00% | | | | LTV = Loan to Value. Minimum line amount $10,000. Variable rates tied to Wall Stret Prime Rate Your rate is determined by your account relationship and credit score.
* APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score.
|
New Auto LoansRates effective January 1, 2012
| Type | Term | APR * | Checking with Autopay APR as low as | Checking with Autopay and Direct Deposit APR as low as | Model Years | | | New Auto Loan (72 Months) | 72 Months | 3.99% | 3.49% | 2.99% | 2011 & Newer | | | | | New Auto Loan (66 Months) | 66 months | 3.99% | 3.49% | 2.99% | 2011 & Newer | | | | | New Auto Loan (84 months) | 84 months ($30K min.) | 4.99% | 4.49% | 3.99% | 2011 & Newer | | | | | New Auto Loan (60 Months) | 60 Months | 3.99% | 3.49% | 2.99% | 2011 and Newer | | | | LTV = Loan to Value. Your rate is determined by your account relationship and credit score.
* APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score.
|
Pre-Owned Auto LoansRates effective January 1, 2012
| Type | Term | APR * | Checking with Autopay APR as low as | Checking with Autopay and Direct Deposit APR as low as | Model Years | | | Pre-Owned Auto Loans | 66 months | 3.99% | 3.49% | 2.99% | 2007-2012 | | | | | | 48 months | 5.99% | 5.49% | 4.99% | 2005-2006 | | | | | | 36 Months | 5.99% | 5.49% | 4.99% | 2004 & Older | | | | Your rate is determined by your account relationship and credit score.
* APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score.
|
Boat & RV LoansRates effective January 1, 2012
| Type | Term | APR * | Checking with Autopay APR as low as | Checking with Autopay and Direct Deposit APR as low as | Loan Amount | | | Boat & RV Loans | 66 Months | 3.99% | 3.49% | 2.99% | Any Amount | | | | | | 84 months (up to 84 month amortization) as low as | 9.49% | 8.99% | 8.49% | $5000-$7500 | | | | | | 120 Months | 7.99% | 7.49% | 6.99% | $7501-$15000 | | | | | | 120 Months | 7.24% | 6.74% | 6.24% | $15,001-$25,000 | | | | | | 120 months (up to 180 month amortization) as low as | 6.74% | 6.24% | 5.74% | $25,001 or higher | | | | (2007 and newer. Ask for financing rates on 2006 and older.)
Your rate is determined by your account relationship and credit score.
* APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score.
** Monthly payments are based on payment per $1000 for the terms noted and lowest rate available with checking, autopay and direct deposit. Minimum loan amoun is $1000.
|
Personal LoansRates effective September 12, 2011
| Type | APR * | Checking with Autopay APR as low as | Checking with Autopay and Direct Deposit APR as low as | | | Secured** (Jet Skis, ATVs, etc.) | 3.99% | 3.49% | 2.99% | | | | | Kwik-Cash Line of Credit | 13.90% | | | | | | | Unsecured as low as | 9.74% | 9.24% | 8.74% | | | | ** All secured loans will be priced at .50 additional for every 6 months beyond standard terms available.
Your rate is determined by your account relationship and credit score.
|
Lot and Land LoansRates effective April 30, 2009
| Type | APR * | Checking with Autopay APR as low as | Checking with Autopay and Direct Deposit APR as low as | Amortization | | | One Year Balloon | as low as 5.99% APR | as low as 5.49% APR | as low as 4.99% APR | Up to 30 years | | | | | 3 Year Balloon | 6.49% | 5.99% | 5.49% | | | | | Your rate is determined by your account relationship and credit score.
* APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score.
|
|
