Rates

Checking Account Fees

Rates effective August 15, 2010

Overdraft fee	$25 Per Occurrence (Limit of 6/day)
Overdraft Transfer Fee	$12 per occurrence when transferred from savings
Returned Check Charge	$12 per item on deposited items
ACH Return Fee	$25
Live Telephone Transfer	$2
	$5 for Free Checking
	No charge for Member's Choice Account
Stop Payment Fee	$25
Account Closing Fee	$10
Check Printing	Varies by style
Check Copy Fee	$2 per copy
Receipt Copy Fee	$1 per copy
Account History Fee	$1 per page
Account reconciliation	$15 per hour
Account research fee	$15 per hour
Member ID Card Replacement Fee	$.50
Inactive Account Fee	$2 per month

Rates effective July 21, 2011

Transactions	Free Unlimited Transactions at all POS or merchant terminals
Card or Pin Replacement Fee	$5
Overdraft Fee	$25 per occurrence
ATM Out-of-State transactions	$2 each
International Fee	A fee of 1.00% of the amount of the transaction, calculated in US dollars, will be imposed on all foreign transactions, including purchases, cash withdrawals, and credits to your account.

Rates effective February 3, 2009

Wire Transfers
Domestic outgoing wire transfer	$10
Domestic incoming wire transfer	No Charge
International wire transfer	$50

Money Orders
Money Order Fee	$1
Commercial Money Order Fee	$25

Cashier Check Fee	$1
Photocopies	$ .25 per page
Zipper Cash Bag Fee	$5
Lockable Zipper Cash Bag	$30-$50 depending on size

Fax Services
First page outgoing	$2
Each additional page outgoing	$1
First page incoming	$1
Each additional page incoming	$ .50

Traveler checks	$1 (per $100 purchased)
	Free for Direct Benefit & Member's Choice Checking
Safe deposit box	Varies depending on size
Check Cashing Fee	$2 per check
Check Replacement Fee	$25 (non-member)
PC BillPayer Monthly Inactivity Fee	$4.95