RatesLoan RatesBoat & RV LoansRates effective July 30, 2010

| Type | Term | APR * | Checking with Autopay APR as low as | Checking with Autopay and Direct Deposit APR as low as | Loan Amount | | | Boat & RV Loans | 66 Months | 4.99% | 4.49% | 3.99% | Any Amount | |  | | | | 84 months (up to 84 month amortization) as low as | 9.49% | 8.99% | 8.49% | $5000-$7500 | |  | | | | 120 Months | 7.99% | 7.49% | 6.99% | $7501-$15000 | |  | | | | 120 Months | 7.24% | 6.74% | 6.24% | $15,001-$25,000 | |  | | | | 120 months (up to 180 month amortization) as low as | 6.74% | 6.24% | 5.74% | $25,001 or higher | |  | | (2005 and newer. Ask for financing rates on 2004 and older.) Your rate is determined by your account relationship and credit score. * APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score. ** Monthly payments are based on payment per $1000 for the terms noted and lowest rate available with checking, autopay and direct deposit. Minimum loan amoun is $1000.
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