RatesLoan RatesPersonal LoansRates effective September 12, 2011

| Type | APR * | Checking with Autopay APR as low as | Checking with Autopay and Direct Deposit APR as low as | | | Secured** (Jet Skis, ATVs, etc.) | 3.99% | 3.49% | 2.99% | |  | | | Kwik-Cash Line of Credit | 13.90% | | | |  | | | Unsecured as low as | 9.74% | 9.24% | 8.74% | |  | | ** All secured loans will be priced at .50 additional for every 6 months beyond standard terms available. Your rate is determined by your account relationship and credit score.
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