1st Mortgage Rates effective February 1, 2018
For information about other Fixed Rate or Adjustable Rate Mortgage rates click here.
| Type|| Term|| Monthly Payment Per $1,000|| APR As Low As*|
|6 Year Balloon**||6 Year Up to 80% loan-to-value-ZERO Closing Costs with Checking & Direct Deposit (additional fee may apply if appraisal is required) - $20,000 New Money Required for first mortgages; $10,000 for second mortgages.**||$4.21||2.99%|| || |
|10 Year Lock It***||Up to 30 year amortization - 80% loan-to-value available- $500 Closing Costs on refinances. (additional cost if appraisal is required) Minimum $20,000 new money for first mortgage. Check with us for purchase closing costs.**||$4.58||3.692%|| || |
|10 & Done Home Loan†||Up to 10 year amortization 80% LTV. No closing costs with checking and direct deposit. (Additional cost if appraisal is required.) Minimum new money $20,000. Maximum $249,999.||$9.77||3.25%|| || |
|*APR = Annual Percentage Rate. Some restrictions may apply. Your actual rate and term is determined by your account history and credit score. |
** Real Estate/Home Equity: Monthly payment on $100,000.00, 30-year amortization results in 71 payments of $421.30 and a final payment of $86,871.46. Payments do not include taxes and insurance.
*** Real Estate/Home Equity: Monthly payment on $100,000.00, 30-year amortization results in 119 payments of $456.30 and a final payment of $78,208.74. Payments do not include taxes and insurance.
†Lowest rate available 3.25% Annual Percentage Rate (APR). Limited time offer cannot be combined with any other offer. Minimum: $20,000 new money first mortgage. Rate based on credit score and account relationship. Checking with direct deposit required for best rate and zero closing costs for loans <$250,000.00. Appraisal is additional fee if needed. Certain restrictions apply. Maximum loan-to-value (LTV) 80% on single-family owner-occupied primary residence only. Does not apply to purchase, construction, investment, commercial, land or multi-family properties. All loans subject to credit approval. Payment example: Monthly payment on $80,000.00, 10-year amortization, 80% LTV, APR of 3.25% results in 119 payments of $782.18, and a final payment of $724.74. Payment example does not include taxes and insurance. Rate subject to change without notice.