Rates

Deposit Rates

IRA (Traditional, Roth or Coverdell Education Savings Account)

Account Type	Min. Balance	Dividend Rate	APY *
15 Month IRA Certificate Special	$4,000	1.19%	1.20%
1 Year	$1,000	1.00%	1.00%
18 Month	$1,000	1.24%	1.25%
2 Year	$1,000	1.34%	1.35%
3 Year	$1,000	1.49%	1.50%
5 Year	$1,000	1.84%	1.85%
Accumulator IRA (Traditional & Roth Only)	None	.35%	.35%
Coverdell Education Savings Account	None	.35%	.35%
Members Choice Money Market(1)(With Active Checking)	$75,000	.80%	.80%
Member’s Choice Money Market(1) (Without Checking Account)	$75,000	.40%	.40%
Ultimate IRA Money Market (2)	$15,000	.50%	.50%
Affordable IRA Money Market (3)	$7,500	.30%	.30%
(1) Balances falling below $75,000 earn a rate and APY of 0.30%, and incur a $25 monthly service charge. (2) Balances falling below $15,000 earn a rate and APY of 0.30%, and incur a $15 monthly service charge. (3) Balances falling below $7,500 earn a rate and APYof 0.30%, and incur a $15 monthly service charge. APY * = Annual Percentage Yield  Return to top