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Home Rates

Rates

Loan Rates



Vehicle Loans

Rates effective February 1, 2018


  Model Year  Term  Monthly Payment Per $1,000  APR As Low As*
2017 & newer Up to 66 months$16.232.49%** Apply Now 
2017 & newer Up to 72 months$15.082.74% Apply Now 
2017 & newerUp to 84 months ($30,000 min.)$13.553.74% Apply Now 
2014 & newerUp to 72 months$15.082.74% Apply Now 
2013 & newer Up to 66 months$16.242.49%** Apply Now 
2012 Up to 48 months$21.922.49% Apply Now 
2010-2011Up to 48 months$22.483.75% Apply Now 
2009 & olderUp to 36 months$29.884.75% Apply Now 
* APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score.
** $10,000 new money required. Cash back consists of 1%, up to $500 for 2013 and newer, of new money financed with Community First.





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Recreational Vehicle Loans

Rates effective February 1, 2018

  Model Year   Term  Monthly Payment Per $1,000  Apr As Low As*
2014 & newer Boat, RVUp to 66 months$16.242.49%*** Apply Now 
$15,000-$20,000 72 months (up to 120 mth amortization) **$9.542.74% Apply Now 
$20,001 & higher 72 months (up to 180 mth amortization) **$6.802.74% Apply Now 
Snowmobiles, ATVs, Jet Skis, Cyclesup to 60 months$17.762.49% Apply Now 
 * APR = Annual Percentage Rate. Your account relationship and credit score determine your rate. Rates subject to change. 
 ** Boat/RV loans: Monthly payment on $20,000.00, 120-month amortization results in 71 payments of $190.82 and a final payment of $8,847.24. Monthly payment on $25,000.00, 180-month amortization results in 71 payments of $169.62 and a final payment of $16,507.42.  Ask for rates on 2012 and older. 
*** $10,000 new money required. Cash back consists of 1%, up to $500 for 2014 and newer, of new money financed with Community First.


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Personal Loans

Rates effective February 1, 2018

  Type  Term  Monthly Payment Per $1,000  APR As Low As*
Kwik-Cash Line of Credit$40.0013.90% Apply Now 
Signature Loan36 months$31.929.24% Apply Now 
*APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score. 
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1st Mortgage

Rates effective February 1, 2018
 For information about other Fixed Rate or Adjustable Rate Mortgage rates click here.
  Type  Term  Monthly Payment Per $1,000  APR As Low As*
6 Year Balloon**6 Year Up to 80% loan-to-value-ZERO Closing Costs with Checking & Direct Deposit (additional fee may apply if appraisal is required) - $20,000 New Money Required for first mortgages; $10,000 for second mortgages.**$4.212.99% Apply Now 
10 Year Lock It***Up to 30 year amortization - 80% loan-to-value available- $500 Closing Costs on refinances. (additional cost if appraisal is required) Minimum $20,000 new money for first mortgage. Check with us for purchase closing costs.**$4.583.692% Apply Now 
10 & Done Home Loan†Up to 10 year amortization 80% LTV. No closing costs with checking and direct deposit. (Additional cost if appraisal is required.) Minimum new money $20,000. Maximum $249,999.$9.773.25% Apply Now 
*APR = Annual Percentage Rate. Some restrictions may apply. Your actual rate and term is determined by your account history and credit score. 
** Real Estate/Home Equity: Monthly payment on $100,000.00, 30-year amortization results in 71 payments of $421.30 and a final payment of $86,871.46. Payments do not include taxes and insurance.
*** Real Estate/Home Equity: Monthly payment on $100,000.00, 30-year amortization results in 119 payments of $456.30 and a final payment of $78,208.74. Payments do not include taxes and insurance.
†Lowest rate available 3.25% Annual Percentage Rate (APR). Limited time offer cannot be combined with any other offer. Minimum: $20,000 new money first mortgage. Rate based on credit score and account relationship. Checking with direct deposit required for best rate and zero closing costs for loans <$250,000.00. Appraisal is additional fee if needed. Certain restrictions apply. Maximum loan-to-value (LTV) 80% on single-family owner-occupied primary residence only. Does not apply to purchase, construction, investment, commercial, land or multi-family properties. All loans subject to credit approval. Payment example: Monthly payment on $80,000.00, 10-year amortization, 80% LTV, APR of 3.25% results in 119 payments of $782.18, and a final payment of $724.74. Payment example does not include taxes and insurance. Rate subject to change without notice.

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Home Equity Loans

Rates effective February 1, 2018



  Type  Term  Monthly Payment Per $1,000  APR As Low As*
6 Year Balloon6 Year Up to 80% loan-to-value-ZERO Closing Costs with Checking & Direct Deposit (additional fee may apply if appraisal is required) - $20,000 New Money Required for first mortgages; $10,000 for second mortgages.**$4.212.99% Apply Now 
LTV= Loan to Value. Up to 30-year amortization. 
*APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score.
** Real Estate/Home Equity: Monthly payment on $100,000.00, 30-year amortization results in 71 payments of $421.26 and a final payment of $86,977.29. Payments do not include taxes and insurance.

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Home Equity Line of Credit

Rates effective February 1, 2018


  Home Equity   Term  Monthly Payment Per $1,000  APR As Low As*
Line of Credit Up to 80% LTV, 10 year draw period.$15.004.50% Apply Now 
Payment is 1.5% of the outstanding balance. Minimum line amount $10,000.  Variable rates tied to  Wall Street Prime Rate .
* APR = Annual Percentage Rate. Your account relationship and credit score determine your rate. Rates subject to change.

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Community First Credit Union   P.O. Box 1487  Appleton, WI    54912-1487 920.830.7200    1.866.273.2328
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