* APR = Annual Percentage Rate. Your account relationship and credit score determine your rate. Rates subject to change. ** Boat/RV loans: Monthly payment on $20,000.00, 120-month amortization results in 71 payments of $190.82 and a final payment of $8,847.24. Monthly payment on $25,000.00, 180-month amortization results in 71 payments of $169.62 and a final payment of $16,507.42. Ask for rates on 2012 and older.