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Rates
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RatesLoan RatesPre-Owned Auto LoansRates effective October 11, 2009

| Type | Term | APR * | Checking with Autopay APR as low as | Checking with Autopay and Direct Deposit APR as low as | Model Years | | | Pre-Owned Auto Loans | 66 months | 4.99% | 4.49% | 3.99% | 2005-2009 | |  | | | | 48 months | 6.99% | 6.49% | 5.99% | 2003-2004 | |  | | | | 36 Months | 6.99% | 6.49% | 5.99% | 2002 & Older | |  | | Your rate is determined by your account relationship and credit score.
* APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score.

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