Start your year in a better financial place.

If your resolution is to get in a better place financially, this is your opportunity.

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Now through January 25, take advantage of rates as low as 4.25% APR*

on cars, trucks, motorcycles or anything else that moves you.

Start an App

Upgrade your vehicle. Trade in that higher interest rate.

Whether refinancing a loan from elsewhere or making a new purchase, you can choose from flexible terms to get your monthly payment right where you need it.

Cars, Trucks & Cycles – 2019 to 2025
Term	APR¹ (as low as)	Monthly Payment²
36 months	4.250	$29.64
48 months ³	4.250	$22.69
60 months ⁴	4.250	$18.53
66 months ⁴	4.250	$17.02
72 months ⁵	4.250	$15.76

Effective January 13, 2025

¹ APR = Annual Percentage Rate. Your account relationship and credit score determine your rate. All loans subject to credit approval. Rates subject to change without notice.
² Monthly payment is based on payment per $1,000 for term and rate shown above.
³Maximum term for 2019 model year.
⁴Available for 2020 & newer model years only.
⁵Available for 2021 & newer model years only

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Requires minimum $10,000 new money to qualify.

How you’ll be in a better financial place.

You’ll Save More: A lower rate can mean hundreds—or even thousands—in savings.

Find Payment Flexibility: Pay off your loan faster or adjust your payments to fit your budget better.

We’re On Your Side: When you bank here, you own the place. That means we work for you - local people looking out for your best interests with the tools and assistance for you to take control of your finances.

Calculate a vehicle payment.

Curious what your payment might be or how much you could save when switching your loan? Use these tools to discover for yourself.

Calculate a Vehicle Payment

Let us do the shopping for you.

Our complimentary, no-obligation Auto Buying Service makes the search for your next new or used vehicle easy. You tell us what you want and we take it from there.

Auto Buying Service

We’ll keep you covered.

Our concern for you doesn’t simply end on the day we set you up with financing that saves you money. We also offer options that provide peace of mind and protect you and your purchase every day.

Significant savings on warranty options compared to other providers

Payment protection to assist you when the unexpected happens

Coverage for the “GAP” between what you owe and your vehicle’s value

Becoming a member is easy.

If you’re not a member-owner yet, it’s simple to join and start saving. Begin your loan request and we’ll set up your membership as part of the process.

Apply Now

Let 2025 be the year you put yourself in a better financial place.

But make your move soon – this special rate goes away Saturday, January 25, 2025.

Apply Now

*APR = Annual Percentage Rate. Best rate of 4.25% APR has a maximum term of up to 72 months and requires automatic payments and a Community First Credit Union checking account with direct deposit. See rate chart for payment examples. Other payment terms and conditions available. Requires minimum of $10,000 new money to Community First Credit Union to qualify. All loans subject to approval. Your actual rate will be determined by your credit history, account relationship, payment method, loan-to-value ratio and vehicle age. Rates subject to change without notice. Limited-time offer. Must apply before close of business on January 25, 2025. Loan must close at a Community First Credit Union location within 30 days of application date. Not valid with any other specials or discounts. Does not apply to Unsecured Personal Loans or Lines of Credit, Home Equity Loans or Lines of Credit, Mortgage Loans, Credit Cards, Student Loans or Business Loans.