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ROUTING# 275982801
Important
Year - End Tax Information
Income Taxes
Property Taxes
Income Taxes
Important Information for 2025 Tax Preparation
To aid in your tax preparation, we’ve compiled some of the most frequently asked questions related to tax documents and direct deposit of tax returns here.
Q. What is the routing number or ABA number for Community First Credit Union?
A. CFCU’s Routing Number for direct deposit of tax returns or withdrawals of tax payments is
275982801.
Q. Where do I find my savings account or checking account number for automatic tax payment withdrawals or depositing my return?
A.
In Digital Banking:
Your account numbers can be found by clicking on the account in the home page, under
Account Details
.
On your paper or electronic statement:
Your account numbers are listed on the right side of the heading for each account. They can also be found under the
Account Balance Overview
section on the first page.
Q. What kind of tax forms will I receive from Community First Credit Union?
A. The two most common type of tax forms you may receive are
1099-INT
(reports the dividends/interest earned on deposits in 2025) and/or
1098
(provides information about interest paid on each mortgage loan in 2025.)
Q. When will I receive my forms?
A. Government regulations require that tax information be postmarked by January 31
st
, however we anticipate delivery well before that date.
Q. How will I receive my forms?
A. Your tax documents will be delivered in the same manner as your monthly statement.
If you receive mailed statements, you will receive forms by mail.
If you have chosen e-statements, you will receive an email notifying you forms are available to view in Digital Banking. The forms will NOT be attached to the email. For instructions where to find the forms in Digital Banking, please see below.
Guardian and Custodial accounts will receive paper statements, even if estatements are selected.
Q. Where can I find my forms online?
A. Tax forms can be found in Digital Banking under the
Documents & Statements
menu. From there, you can choose
Tax Forms
to view and print your forms.
Desktop:
Q. Will I receive an individual 1099-INT for each deposit account?
A. No. You will receive a single form totaling all the dividends you received on your deposit accounts in 2025 for which you are the Tax Reported Owner (TRO).
IMPORTANT NOTE
: Tax forms are member-centric, and are displayed within Digital Banking only for the person connected to the login credentials. To view tax forms for other Tax Reported Owners, you must login with that member’s credentials.
Q. Will I receive a separate 1099-INT if I redeemed a bond?
A. If you have other dividends and a bond redemption, interest for both will be combined on a single 1099. If you have ONLY a bond redemption, the 1099 will reflect only the interest earned on the bond.
Q. Why didn’t I receive a 1099-INT?
A. You may not receive a 1099-INT if you earned less than $10 in interest. If you believe you should have received a form, please contact us via your preferred method listed in the last question on the page.
Q. What if I only received an online copy and I would like a paper copy?
A. You are able to print copies of your forms yourself through Digital Banking. If you need additional assistance, please contact us via your preferred method listed in the last question on the page.
Q. Who should I contact if I have questions about my taxes?
A. For specific tax related questions or advice, please consult a tax professional. For questions related to your accounts, please contact us via:
Secure Message within Digital Banking
email to info@communityfirstcu.org
phone at 920-830-7200, Monday through Friday, 7am to 6pm and Saturday, 7am to 1pm
or visit any
branch location
Not enrolled in Digital Banking?
Access your accounts 24/7.
Enroll now
!
Property Taxes
Important Information for 2025 Property Tax Payments
To help you prepare for your upcoming property tax payments, we’ve put together answers to some of the most commonly asked questions to help you plan ahead.
Q. How do I pay my property taxes?
A. If you escrow your property taxes with us, you were given two options as to how your property taxes would be paid:
Community First pays your property taxes on your behalf, working directly with the municipality to get the amount of your taxes electronically.
Community First will mail a check to you. The check will be made payable to the municipality and the amount will be deducted from your escrow account.
We will reach out to you by mid-November of each year via mail or email to remind you of how your property taxes will be paid.
Q. Does Community First need my property tax bill?
A. No, Community First does not need your property tax bill. We work directly with your municipality and receive your tax amount electronically.
Q. I escrow within my mortgage. Where can I find my new 2026 monthly mortgage payment?
A. Your new monthly mortgage payment can be found on your January 2026 mortgage statement.
Your Escrow Notice will be mailed to you in early 2026 and posted by February 1 within Digital Banking under Documents and Statements, and will also reflect your updated monthly mortgage payment.