Colorful, Comfortable, and Oh-So Cozy


Cozy fireplace room of warm tones

Add warmth to your home with the latest design trends and affordable financing options.

When temperatures start dipping below freezing, most of us Midwesterners find solace by heading south or staying home. If a tropical vacation isn’t in the cards for you this year, don’t despair. Home design trends for 2025 are all about adding warmth to your favorite spaces, and we want to help you bring your vision to life!

We’re invested in our members and the places they call home, so we’ve compiled the latest looks in paint, fabrics, furniture, and more, so you can turn up the heat without touching the thermostat.

Steep in Sophistication

Get ready for a color resurgence! In addition to bringing warmth, certain hues can revitalize the energy in your home by adding richness and depth. Hues, for example, like forest greens, chocolate browns, crimson reds, deep purples, and other jewel tones quickly rising in popularity. 

Looking to take things a step further? According to design experts, if there is one trend you should try in 2025, it’s color drenching. The technique involves painting walls, trim, ceilings, and doors all the same color, for a monochromatic look that feels luxurious without the luxury price tag. 

Not quite ready to depart from your white and gray era? Make a subtle shift from cool-blue to warm-yellow undertones for a classic, yet inviting, look. 

Lean Into Luxury

So, how do you prevent your newly chosen, moody hue from feeling dark or drab? Here’s where certain fabrics and furniture can add just the right dimension. 

A simple way to balance out a bold paint color is to incorporate warm, neutral furniture into the room. Consider rich, earthy wood tones or light, blonde wood finishes. Both options are making a comeback and offer an aesthetic contrast against darker walls.

Once you’ve implemented your chosen solids, it’s time to have a little fun. Accessorize the room with woven and patterned drapery, throw pillows, and rugs. Velvet, silk, and linen add a luxurious feel, while bold, floral prints and geometric designs add character and an inviting, whimsical charm.

Create Cozy Corners

If snuggling up with a good book and a warm cup of coffee tops your list of favorite winter activities, now is the time to officially dedicate space in your home for moments of cozy comfort. Nothing says relaxation quite like a reading or breakfast nook.

Designing the ultimate, in-home refuge doesn’t have to be a major undertaking. All you really need is some lounge-worthy seating, decent lighting, and maybe a plant or two. 
The challenge can be finding the right spot in your home if a nook isn’t already built in. 

If possible, choose a location near a window and an outlet, even if it’s just an unused corner of your living room. This will allow you to take advantage of natural light during the day, while providing the option to plug in a lamp during the evening hours. If space allows, consider adding a window seat with built-in storage for equal parts comfort and practicality. 

Ready for a Winter Warm-Up?

Experts say this year’s home design trends emphasize a universal movement toward spaces that feel curated, personal, and infused with storied living. Color and comfort are igniting a departure from the all-white interiors of the past several years.  

If you’re inspired to create cozy, inviting spaces in your current home, or you’re interested in purchasing a new home with a warmer feel, Community First Credit Union can help. Financing options like a home equity fixed-rate loan with a locked-in rate, or a home equity line of credit (HELOC) loan with access to funds for up to ten years, can help you create a space that fits your style and budget.  


View emerging design trends for yourself with a tour of the Winter 2025 Fox Cities Parade of Homes. The Home Builders Association of the Fox Cities’ will be featuring both newly constructed and remodeled homes to suit a range of budgets and personal styles, with mortgage lenders onsite at select homes to walk you through your options.

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