Membership Matters - Community First Credit Union

MEMBERSHIP MATTERS.

Owned by you, invested in you and all about you.

Man, woman and baby pose for picture outdoors in front of CFCU building.

Man, woman and baby pose for picture outdoors in front of CFCU building.

You’re invited to be a member-owner.

When you join Community First Credit Union, you are more than an account holder with a number. You become a member AND owner of a place where your story matters and improving the quality of your life is the mission.

It matters where your money is.

Because we are owned by people in this community like you – the people who use our services – we work hard to not only save you money, but help you earn more and do more. Here are some examples:

less fees

Less fees and more free services

lower loan rates

Lower loan rates save you money on interest

higher deposit rates

Higher deposit rates earns you more for your money

greater flexibility

High-tech solutions backed with high touch service

Membership is empowering.

In recognition of International Credit Union Day on October 20, 2022, we asked member-owners how their relationship with us has empowered their financial future. Here are a few things they said:

“My credit score was very low when I first became a member. They gave me confidence through approval of a loan for a new car which helped me get a better job. I am very grateful for CFCU and the kindness they have shown myself and my family who also are members. It has been a great experience!”

-Lovi W., Member-Owner

"When I was young I wanted to attend college but couldn't afford it. I turned to Community First and they got me a loan to pay for tuition. I really appreciate they were there for me and helped me launch my career."

-Dale T., Member-Owner

Member-owner Debra S.

"When my husband was out of work, we were able to work something out with Community First to postpone payments until we could catch up. I like knowing they help you out and support our community."

-Brenda K., Member-Owner

"When I was 18 with bad credit, Community First helped get me a loan for a car. For the past 9 years, they have gone way above and beyond in many circumstances and I will be forever grateful for everything."

-Caitlyn K., Member-Owner

“When my husband passed away there were many financial decisions to be made, accounts to close and new accounts to be opened. CFCU was there with wonderful, compassionate people to help answer my questions and assist me in in this new stage of my life.”

-Lynette B., Member-Owner

“I can remember as a child my mom opening my child savings account at the Richmond St. branch. I feel CFCU has invested in me and now my kids. Our financial future is in the next generations. And we are on our fourth family generation to use CFCU.”

-Shelly C., Member-Owner

“I was a single mom in the late 1980's with a very dreary financial situation. Community First helped me move all my loans and made the payments more manageable. It was a struggle but I climbed out of that hole and am debt free with financial stability thanks to their investment services.”

-Bonnie S., Member-Owner

“By consolidating our credit card debt, my wife and I are in a much better place financially. We’ve been able to start planning for our future all while having a little more freedom to plan things with our 2-1/2 year old son. CFCU is the best!”

-Jeff B., Member-Owner

Where high-tech meets high-touch.

We continuously invest in providing convenient online and mobile services so you can do your banking where and when it works for you – 24/7/365. However, we also believe even the best technology can’t replace the importance of offering a personal touch. From live people who answer the phone to knowledgeable staff at all of our branches, you’ll always experience the services you deserve backed by real people.

member at the teller window

Your membership improves your life and community.

When we join together, it forms a solid foundation for everyone to stand on. Because of our member-owners, here are some of ways we all benefited.

dividends

More than $37 million returned in dividends to member-owners

interest loans

Members saved $43.7 million by banking with us vs. the average WI bank

charitable organizations supported

$1.7 million was provided to area charitable organizations

Ready to become a member-owner?