This quiz can be completed prior to or following the submission of your application. Your quiz score will not affect your credit eligibility.

Credit 101 Quiz

1.) What is a credit card?*

2.) What are the advantages of having a credit card?*

3.) Why is it important to have good credit?*

4.) What do lenders look for before they lend you money?*

5.) How can you build a good credit history?*

6.) How can you maintain good credit?*

7.) What is a credit report?*

8.) What is an acceptable percentage of your income to spend on credit card bills?*

9.) Which of the following may request your credit report from a credit bureau?*

10.) What should you do if you are having trouble paying your credit card bills?*


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