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Holiday Shopping Done Right:

Everyday Fixed Rate
As Low As 8.99% APR1


A Community First Great Rate credit card is the gift that keeps on giving all year long.


 
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An everyday fixed APR as low as 8.99%1

A big money saver when other card rates fluctuate up and down.
no cash

No Balance Transfer Fees

Save money from the start - transfer balances without extra fees.
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No Annual Fee

Keep more of your money with no hidden fees.
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No Foreign Transaction Fees

The perfect travel companion, saving you from excess fees.

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Great Rate Platinum Credit Card
TypeAPR1 (as low as)
MasterCard® or Visa®8.99
Effective December 06, 2025
1APR=Annual Percentage Rate
Your credit score determines your rate. Rates subject to change.
Read the full Platinum Community First Credit Card Regulations.

Compare our Great Rate card to other cards

  Community First 
Platinum Visa® or Mastercard®		 Capital One® 
Venture Card		 Associated Bank® 
Platinum Card		 Chase® Sapphire Bank of America® Platinum Car Citibank® 
Diamond Preferred
Rates as  low as 8.99% APR1 Variable rate of
19.99%-28.99% APR
based on Prime		 Variable rate of
17.49%-28.49% APR
based on Prime		 Variable rate of
20.49%-27.49% APR
based on Prime		 Variable rate of
14.99%-24.99% APR
based on Prime		 Variable rate of
16.99%-27.74% APR
based on Prime
Annual Fee NONE Up to $95 None Up to $99 None None
Balance Transfer Fee NONE 4% 5% (min $5) 5% (min $5) 4% 5% (min $5)
Cash Advance Fee $5 5% (min $5) 5% (min $10) 5% (min $10) 4% 5% (min $10)
Foreign Transaction Fee NONE None 3% None Up to 5% 3%
Late Payment Fee $25 Up to $40 Up to $41 Up to $40 Up to $40 Up to $41
Grace Period 25 Days 25 days 24-30 days 21 days 25 days 23 days
Comparison of common fees as of 10/01/2025. Fees subject to change. Capital One® is a registered trademark of Capital One Services, Inc. Associated Bank® is a registered trademark of Associated Banc-Corp. Chase® is a registered trademark of JP Morgan Chase & Co. Bank of America® is a registered trademark of Bank of America. Citi® is a registered trademark of Citigroup Inc.
1APR (Annual Percentage Rate)  Your credit score determines your rate. Rates subject to change.



Start your holiday shopping with the card that puts you first – one that treats you like an owner and helps you make the most of every moment.

 

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Or, call us at 920.830.7200 or visit any of our branches for the card.