couple dreaming of home improvements.couple dreaming of home improvements.

If you need a loan for anything, choose from one of our Home Anything Loans.

 

If you need a loan for anything, choose from one of our Home Anything Loans.



Home Equity

Great for debt consolidation or a large single purchase.



Home Equity Line of Credit (HELOC)

Perfect for ongoing purchases.



Homeowners Xpress

Fast, simple and convenient.



 


Which loan is best for you?

Below is a comparison of our home equity loan options. You'll be able to compare the different benefits and choose which is best for you.
 

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Home Equity

Home Equity
Line of Credit

Homeowners Xpress

Minimum
loan amount

$20,000

$10,000

$5,000

How funds
can be used

For anything

For anything

For anything

Accessing funds

Lump-sum
disbursement

Withdraw funds as needed
or use our VISA® HELOC card

Lump-sum
disbursement

Repayment

Monthly payment stays the same for life of loan

You only pay on the balance you owe; monthly payment can fluctuate triggered each time you make an advance

Monthly payment stays the same for life of loan

Term of loan

6 years

Up to 10 year draw period

Up to 84 months

Interest rates

Fixed rate

Variable rate based only on the amount used

Fixed rate

Collateral

Uses home as collateral

Uses home as collateral

No mortgage lien required

 

Learn More

Learn More

Learn More

 

Learn More
Minimum loan amount $20,000
How funds can be used For anything
Accessing funds Lump-sum disbursement
Repayment Monthly-payment stays the same for life of loan
Term of loan 6 years
Interest rates Fixed rate
Collateral Uses home as collateral



Home Equity line of credit
Learn More
Minimum loan amount $10,000
How funds can be used For anything
Accessing funds Withdraw funds as needed or use our VISA® HELOC card
Repayment You only pay on the balance you owe; monthly payment can fluctuate triggered each time you make an advance
Term of loan up to 10 year draw period
Interest rates Variable rate based only on the amount used
Collateral Uses home as collateral



Homeowners xpress loan
Learn More
Minimum loan amount $5,000
How funds can be used For anything
Accessing funds Lump-sum disbursement
Repayment Monthly-payment stays the same for life of loan
Term of loan up to 84 months
Interest rates Fixed rate
Collateral No mortgage lien required



 

Home Equity Loan

Great for those seeking a specific loan amount for an immediate need.


Learn more   Apply Now

Home Equity Line of Credit (HELOC)

A flexible way to access available equity in your home to use over time.


Learn more   Apply Now

Homeowners Xpress Loan

You can leave your savings or equity undisturbed and still get the cash you need right away.


Learn more   Apply Now


Explore your home's equity options.

Use our helpful home loan calculators to explore your home equity options. If you still have questions, just give us a call or stop by.


 
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that Community First Credit Union assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

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Put your home's equity to work for you.

Apply online   apply online or visit us   Visit us

 

 

You can also call us at 920.830.7200 during business hours.