Lower your monthly payment
with rates as low as 4.25% APR¹.

Discover how our low rates can help fit your dream car into your real budget.

Apply Now

Josh L., Member-OwnerThinking Icon

"Community First found a way for me to get my truck."
Member JoshMember Josh


Cars, SUVs & Trucks
ATVs & UTVs
Campers & RVs
Snowmobiles
Motorcycles
Boats
 

This great rate gives you the perfect way to upgrade your ride or refinance your current vehicle.

With a rate as low as 4.25% APR1 for up to 72 months, it's the perfect opportunity to save and move confidently in 2026.

Apply Now

 
 
   



 

Rates as low as 4.25% APR1


 

Payments that work with your budget


 

Refinance an existing loan at another financial institution or purchase a new or used vehicle

 

Auto Loan
TermAPR1 (as low as)Monthly Payment2
36 months4.250$29.64
48 months 34.250$22.69
60 months 44.250$18.53
66 months 44.250$17.02
72 months 54.250$15.76
Effective February 09, 2026
1 APR = Annual Percentage Rate. Your account relationship and credit score determine your rate. All loans subject to credit approval. Rates subject to change without notice.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
3 Maximum term for 2020 model year. 
4 Available for 2021 & newer model years only.
5 Available for 2022 & newer model years only



Celebrating 50 years of finding a way, this limited time offer is designed to give you the breathing room you deserve so you can focus on what matters most.


1) APR = Annual Percentage Rate. All loans subject to credit approval. Lowest rate of 4.25% valid on 2019 and newer vehicles for terms up to 72 months. Your actual rate will be determined by your credit history, account relationship, payment method, loan-to-value ratio and vehicle age. Rates subject to change without notice. See rate charts for payment examples.