More money for what matters.
Receive a 1% rebate up to $750 on qualifying loans.*
Vicki B. & Tory S., Member-Owners
It’s not just about the $50 million.
It’s about what it means to you.
It’s the car payment that fits comfortably into your budget.
The credit card balance that disappears faster than you expected.
The first set of house keys placed in your hand.
The deep breath when the numbers finally make sense.
We’re on a mission to save our members $50 million because of what it makes possible for you.
And we’re putting action behind that promise.
Right now, when you take out a qualifying loan, you can receive a 1% rebate — up to $750* — back in your pocket.
That’s real money returned to you.
Money you can use however you need.
Money that reduces your true cost of borrowing.
What are you looking to do?
No matter what you are trying to accomplish, we have lending options that can help you save money and earn your rebate. Choose the path that fits your situation.
I want a low vehicle payment
Refinance or finance a vehicle with competitive rates and flexible terms. Many members switch their auto loan to Community First to reduce their monthly payment and total interest.
I want to use my home’s equity
Tap into your home’s value for renovations, large expenses or debt consolidation with a home equity loan designed to keep payments manageable.
I need funds for a big expense
From consolidating debt to covering unexpected costs, our personal lending options give you predictable payments and a clear payoff plan.
Why borrow with Community First?
Apply online, visit a branch or talk with a lending expert. We will help you compare options and choose the loan that works best for your situation.
We are a member-owned credit union focused on helping you move forward financially. When you borrow with Community First, you benefit from:
- Competitive rates designed to reduce interest costs
- Local experts who guide you through your options
- Lower monthly payments
- A rebate that rewards you for choosing us
- Keeping more of your hard-earned money
By the end of your loan, the savings can add up. Our mission is to make borrowing smarter, simpler and more rewarding.
Ready to start?
Apply online, visit a branch or talk with a lending expert. We will help you compare options and choose the loan that works best for your situation.
*Rebate good on Secured Personal (Vehicle/RV/Powersports/Boat) Loans, 2nd Mortgage Home Equity Loans and Homeowners Xpress Loans only. Available for new applications submitted on or after March 3, 2026. Qualifying loan must close by end of business within 30 calendar days from date of application to receive cash back, unless a home appraisal is required. Requires minimum of $10,000.00 new money financed with Community First Credit Union to qualify for rebate. Rebate value calculated based on 1% of new money financed up to a maximum of $750.00 and will be applied in the form of a check mailed to the address on file for member within 30 business days of loan closing. If the loan is paid off within 90 days, the cash back rebate amount will be added to the loan payoff. Rebate may be considered taxable income - consult your tax advisor. Offer cannot be combined with any other special or discounts. Offer not valid on Unsecured Lines of Credit, Home Equity Lines of Credit, Credit Card, Signature Loans, 1st Mortgage Loans, Student Loans or Business Loans. Offer subject to change or end without notice.