¹ Subject to credit approval. Pre-approved offer expires on November 15, 2023. 2Calculations based on interest accrued over 12 months from the result of paying the balance in full using 11 monthly payments of $851.45 and a final payment of $848.63. Actual interest paid will vary based on monthly payments made during the 12 month period. ³ After the 6-month promotional period on purchases and 12-month promotional period on balance transfers ends, your APR (Annual Percentage Rate) will revert to your everyday low rate as disclosed in your mailer. See mailer for important rate, fee and other cost information. Offer not applicable to current credit card members. 4 Comparison data accumulated through survey of public website for each respective company. Capital One® is a registered trademark of Capital One Services, Inc. Chase® is a registered trademark of JP Morgan Chase & Co. Citi® is a registered trademark of Citigroup Inc. Your credit score determines your rate. Rates subject to change.