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If you look around your home and see all the things you’d love to do, that’s where your current Community First Home Equity Line of Credit (HELOC) can help.
Fix up your home.
Add some extra space.
Take a trip.
How much you put into home improvements today can be worth the investment down the road.
Use your HELOC Credit Card
Accessing your line when you need it is quick and easy! Simply use your HELOC card anywhere Visa® is accepted.
Home improvement stores
Electronics & appliance stores
General houseware stores
Compare our rate to these common store cards.
Rates are lower than they’ve been in years, making it a more affordable option compared to other credit cards.
Home Equity Line of Credit
(as low as)
Line of Credit
up to 10 year draw period
Effective August 04, 2021
APR = Annual Percentage Rate. Your account relationship, credit score and a loan to value (LTV) of 80% or less determine your rate. Rates subject to change. Variable rate tied to Wall Street Prime Rate.
Monthly payment is based on payment per $1,000 for term and rate shown above. Minimum monthly payment required is 1.5% of balance.
Minimum line amount $10,000.
Comparison of Annual Percentage Rates (APR) as of 6/15/2021 and subject to change. Lowe's™ is a registered trademark of Lowe's Company Inc. Best Buy™ is a registered trademark of Best Buy Properties. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC. Capital One® Walmart Rewards™ Mastercard is a registered trademark of Capital One.
Breathe easier by consolidating bills.
Use your HELOC to turn multiple payments into one, making them a whole lot easier to manage. Want to know what that payment could be or how much consolidating can save you? Use the calculator below.
Consolidating Debt with Home Equity
Need a hand?
If you need a new card, have questions or would like to work with someone in person, we’re here for you.