10 and Done - Community First Credit Union

10 & Done Home Loan

With a 10 & Done Home Loan, you can tap into your home’s equity or pay off your mortgage sooner – giving you the financial freedom to put money towards whatever is important to you.

No Application Fees

Fast, Local Closings

Pay less interest with bi-weekly payments

10 & Done Home Loan ³
Note Rate (as low as)	Term	APR¹ (as low as)	Monthly Payment²
5.125	10 years	5.257	$2,668.03

Effective October 05, 2026

All loans are subject to credit approval and underwriting guidelines. The rates, Annual Percentage Rates (APR), and payment information displayed on this page are provided for illustrative purposes only and are subject to change without notice. Your actual loan terms, rates, and payments may vary based on credit qualifications, property type, occupancy, loan amount, loan-to-value (LTV) ratio, and other underwriting factors.

^{1, 2} APR and Assumptions: The Annual Percentage Rate (APR) reflects the total cost of credit over the term of the loan, including the interest rate and certain fees and charges associated with the loan. The APR may differ from the note rate. Unless specified otherwise below, all listed rates and payments examples are based on a $250,000 loan amount, 80% loan-to-value (LTV) ratio, the purchase of a single-family owner-occupied primary residence, and a minimum credit score of 720.
Escrow Disclaimer: Monthly payment examples reflect principal and interest only. Payments do not include taxes, insurance, or other escrowed obligations. Your actual payment obligation will be greater.
³ Fixed-Rate Mortgages: The interest rate and principal-and-interest payment remain unchanged for the life of the loan. Changes in taxes and insurance premiums will affect your total monthly payment over time.

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This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that Community First Credit Union assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

Membership Requirements: Products and services are available only to individuals who meet the Credit Union’s membership eligibility requirements. Membership is established by opening a membership savings account with a minimum $5 deposit.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
NMLS ID# 451378