FloodFlood

When life gets
turned upside down,

we're here to help you find your footing.

If recent storms have impacted your home, your transportation, your finances, or your peace of mind, you don’t have to navigate it alone.
Talk to Someone Who Can Help

 

You've got enough to worry about.

Let us help with the rest.

 

 

Take a breather on payments

If you need time to regroup, we can pause your loan or credit card payments for up to 3 months.​
 
Existing loan and credit card deferments up to 3 months3

Zero interest loan for what can't wait

From temporary housing to transportation or lost income, we can help you access funds quickly so you can focus on what matters most.

Borrow $500 – $5,000 at 0% APR for up to 24 months1 for existing members only

Option to delay payments up to 3 months3
 
 
EXISTING CFCU MEMBERS ONLY

Low interest loans to repair or rebuild

When you’re ready to repair or rebuild, we’ll help you move forward with affordable options.
 
Borrow $500 – $30,000 at 3.50% APR for up to 60 months2

Option to delay payments up to 3 months3
 
 
FOR EVERYONE

Extra flexibility

We can waive penalties or increase your credit limit if that gives you breathing room.
 
Waiver of certificate of deposit (CD) early withdrawal penalties4

Credit card limit increases
 


 

Community First team member talking with a member

You don’t have to
figure this out alone.

For 50 years, we’ve been here for our members in moments like this. Not just with solutions, but with real conversations and support when it matters most.

Real people
who care
Quick
response
Support for
what matters most

 

 

However you're most comfortable,

we're here for you.

 



Tell us a little about what’s going on.

We’ll take it from there.

Share as much or as little as you’re comfortable with. We’re here to listen and help.
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Which of the following relief options would help you?:



Let us know how best to reach you at the phone number or email listed above and when:

As you begin repairs, be cautious of storm-chasing contractors and scammers who target disaster-hit communities. Verify licenses and insurance, get estimates in writing, and never feel pressured to decide or pay on the spot. A little caution now will pay off later. More details and resouces on our Security Education page.



APR = Annual Percentage Rate. Availability subject to change without notice. Terms and conditions apply. Loans subject to credit approval.

1 - Available to Community First Credit Union members in good standing only. Payment Example: a $3,000 loan for 24 months at 0% APR would result in 24 payments of $125.00.
2 - Payment Example: a $10,000 loan for 60 months at 3.50% APR would result in 60 payments of $181.92.
3 - 
Interest accrues during the delayed payment period.
4 - Consult your tax advisor regarding tax implications of early withdrawal.