| Give Back |
Unlimited 1.5% cash back on all purchases
|
Unlimited 1.5% cash back on all purchases
|
Limited 1% to 5% cash back on specific categories
|
Unlimited 1.5% to 5% cash back on specific categories
|
Limited 1% to 3% cash back on specific categories
|
1% on purchases and 1% on payments
|
| Rewards Redemption |
No minimum
Rewards available on demand
Can be deposited into an account or as statement credit
|
No minimum
Rewards available on demand
|
$25 minimum
Rewards available on demand
|
No minimum
Rewards available on demand
|
No minimum, restrictions apply. Rewards available on demand
|
No minimum
Takes up to two billing cycles for rewards to be applied
|
| Rewards Expiration |
5 years |
12 months, if inactive |
12 months, if inactive |
90 days after card is deemed inactive |
90 days after card is deemed inactive |
90 days after card is deemed inactive |
| APR (Annual Percentage Rate) |
Variable rate of 15.00% - 17.90% APR based on Prime |
Variable rate of 18.99% - 28.99% APR based on Prime |
Variable rate of 18.24% - 28.49% APR based on Prime |
Variable rate of
18.74%-28.24% APR
based on Prime |
Variable rate of 17.99% - 27.99% APR based on Prime |
Variable rate of 17.99% - 27.99% APR based on Prime |
| Balance Transfer Fee |
$0 |
Up to 4% of transfer amount |
5% of transfer amount or $5 minimum |
5% of transfer amount, $5 minimum |
4% of transfer amount |
5% of transfer amount, $5 minimum |
| Foreign Transaction Fee |
NONE |
None |
3% of each transaction in U.S. dollars |
3% of each transaction in U.S. dollars |
Up to 5% of each transaction in U.S. dollars |
3% of each transaction in U.S. dollars |
| Cash Advance Fee |
2% of transaction, $10 minimum |
5% of transaction, $5 minimum |
5% of transaction, $10 minimum |
5% of transaction, $10 minimum |
4% of transaction |
5% of transaction, $10 minimum |
| Late Payment Fee |
Up to $35 |
Up to $40 |
Up to $41 |
Up to $40 |
Up to $40 |
Up to $41 |