| Give Back |
Unlimited 1.5% cash back on all purchases
|
Unlimited 1.5% cash back on all purchases
|
Limited 1% to 5% cash back on specific categories
|
Unlimited 1.5% to 5% cash back on specific categories
|
Limited 1% to 3% cash back on specific categories
|
1% on purchases and 1% on payments
|
| Rewards Redemption |
No minimum
Rewards available on demand
Can be deposited into an account or as statement credit
|
No minimum
Rewards available on demand
|
$25 minimum
Rewards available on demand
|
No minimum
Rewards available on demand
|
$25 minimum
Rewards available on demand
|
No minimum
Takes up to two billing cycles for rewards to be applied
|
| Rewards Restrictions |
NONE
|
None |
5% cash back on $2,000 quarterly spend limit
|
None |
3% cash back on $2,500 quarterly spend limit
|
None |
| Rewards Expiration |
5 years |
12 months, if inactive |
12 months, if inactive |
24 months, if inactive |
24 months, if inactive |
24 months, if inactive |
| APR (Annual Percentage Rate) |
Variable rate of 16.50% - 19.40% APR based on Prime |
Variable rate of 19.99% - 29.99% APR based on Prime |
Variable rate of 19.49% - 29.74% APR based on Prime |
Variable rate of 20.49% - 29.24% APR based on Prime |
Variable rate of 18.24% - 28.24% APR based on Prime |
Variable rate of 19.24% - 29.24% APR based on Prime |
| Annual Fee |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
| Balance Transfer Fee |
$0 |
4% of transfer amount |
3% of transfer amount or $5 minimum |
5% of transfer amount or $5 minimum |
3% of transfer amount |
5% of transfer amount or $5 minimum |
| Cash Advance Fee |
2% of transaction or $10 minimum |
5% of transaction or $5 minimum |
5% of transaction or $10 minimum |
5% of transaction or $10 minimum |
3% of transaction |
5% of transaction or $10 minimum |
| Late Payment Fee |
Up to $35 |
Up to $40 |
Up to $41 |
Up to $40 |
Up to $40 |
Up to $41 |