Purple background with black cash back Visa card from Community First Credit Union.Purple background with black cash back Visa card from Community First Credit Union.

Cash Back Visa Signature®
Card Perks

Cash back and so much more.

Cash back, no annual fee, and no balance transfer fees are just the start to the benefits you can access with a Community First Cash Back Visa Signature® Credit Card.


Don't have our Cash Back Visa Signature Card?


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Credit Score Monitoring is available in our Digital Banking app. See your score, set up alerts, and download your credit report, plus get tips to improve, protect, and monitor your credit. Manage your credit easily with Digital Banking.
Visa's Zero Liability Policy* is a guarantee you won't be held responsibile for unauthorized charges if your card is lost, stolen, or fraudulently used, online or offline. Once an unauthorized transaction is reported, we cover the charges and begin an immediate investigation so the issue can be corrected quickly.

* Visa’s Zero Liability Policy does not apply to transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.

With Visa Signature Concierge Services, you receive personalized information and referrals on a wide range of topics related to travel, dining, and entertainment. From restaurant reservations to planning a trip, your 24/7 concierge can help with:

  • Travel Coordination for domestic and international air travel, lodging, recreation, and ground transportation, including reservations and arrangements.

  • Dining, Entertainment, and Recreation including sports, performance event tickets, and dining reservations.

  • Personal Services such as gift ideas and flower delivery. 

The Visa Signature Concierge Service is available 24 hours a day, 7 days a week at 1-800-953-7392 (within U.S.) and 1-630-350-4551 (collect outside U.S.).

Read the complete Terms of Service.

The risk of identity theft is something that can impact anyone. While no one service can completely prevent identity theft, these tools can help you stay on top of potential threats. Features include:

  • Dark Web Monitoring continuously scans private forums and the dark web looking for your personal information. If found, notifications are sent to you with suggested next steps.

  • Data Breach Notification sends warnings about large-scale breaches that occur, so you can act quickly.

  • Stolen Wallet Assist provides guidance to help you cancel or replace important documents like payment cards, driver's licenses, Social Security cards, insurance cards, and more if your purse or wallet is stolen.

  • Credit, Bank & Utility Account Freeze provides instructions how to take actions such as putting a hold on credit with each consumer reporting company to defend against criminals opening accounts in your name without your knowledge.

  • Restoration Assist U.S.-based Identity Restoration Specialists are available Monday to Friday 6 a.m. – 5 p.m. PT with guidance should you become a victim of identity theft or other suspicious activity. Note: Cardholders will have access to special discounts if interested in purchasing a more robust identity theft offering that includes features such as the LifeLock Million Dollar Protection™ Package.

To confirm eligibility and enroll, visit Card Benefit Identity Theft Protection.
NOTE: NortonLifeLock™ is the benefit provider and is solely responsible for the program and all its associated services. Neither Visa nor Community First Credit Union shall have any responsibility or liability in connection with NortonLifeLock™ rendering of services.

Roadside Dispatch is a pay-per-use roadside assistance program. It provides security and convenience wherever your travels take you. From towing to tire changing, jump starting to lockout service, standard winching, and even fuel delivery, Roadside Dispatch can save you money over traditional roadside assistance programs.

Call 1-800-847-2869 for roadside assistance.

NOTE: Roadside Dispatch may have additional fees for service. All fees will be informed prior to participation. 
Enjoy special guest status at 900+ Visa Signature Luxury Hotel Collection properties worldwide. This hand-selected portfolio is comprised of some of the world's most prestigious properties, each offering a unique collection of benefits designed to give you an unparalleled experience.
Hit the road in style by using your Community First Cash Back Visa Signature card to unlock special car rental benefits.  
Gain access to a wide variety of exclusive offers and deals, including on food, wine, shopping, sports, entertainment, and more. 

Find your favorites by visiting the Visa Offer + Perks

Be sure to bookmark and refer to the Visa Guide to Benefits for complete terms, conditions, and benefit details. With so many extra benefits, it helps to keep this information on hand. 

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