Requires a credit score of 680+ to qualify.
1) 1.5 % cash rewards are earned for every $1 spent in net purchases (purchases minus returns or credits) on the credit card account. The following transactions do not earn rewards: balance transfers, ATM transactions or cash advances of any kind, cash equivalents including but not limited to money orders, prepaid gift cards, wire transfers, casino gaming chips or credits, off-track wagers, lottery tickets, bets or wagers made over the internet, fees or interest posted to a linked account, including returned payment fees, late fees and monthly or annual fees.
2) Requires $2,000 of net purchases within 90 days of account opening. $200 Spend Bonus distributed in the form of a statement credit applied to your bill within two billing cycles after reaching net purchase qualifier.
3) APR=Annual Percentage Rate. Special rates are valid on balance transfers from other card issuers processed within 90 days of account opening. Balances cannot be transferred from one CFCU card to another and qualify for this promotion. The promotional rate will remain in effect for 12 months beginning the date of your first transaction, after which the APR will return to the regular rate and monthly period rate as specified in the Card Agreement. Payments will be applied first to balances with high APRs then to balances with low APRs. To avoid paying interest on new purchases, you must pay your entire balance (including any balance transfers) each month by the due date.