A woman and man in dark shirt holding cash. Text reads: get up to $1000 cash back on your loan.A woman and man in dark shirt holding cash. Text reads: get up to $1000 cash back on your loan.

Get more done and have some fun!

Things like getting a new vehicle or improving your home can be fun. You know what else is fun? Getting cash back when you do it! Right now is the time to get your share of the profits just for getting your loan from a place you own.


Whatever your want or need, there's a way for the profits to come back to you!

Pick up a truck to get the job done.

Make your home more inviting.

Get ready for warmer weather fun!

Consolidate debt into one easy payment.

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Make your drive more exciting.

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Feel the freedom of the open road.

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Have a loan elsewhere? You can still get cash back!

Being a member-owner has its perks – especially when it comes to saving you money. Switch your loan to the place you own — and we’ll kick in cash back1 up to $1,000. It's our way of returning the profits to you as our owner!

Switch today!

Here's your chance for your cash back!

Stop by, call or go to digital banking to get a secured personal and/or home equity loan and you'll receive up to $1,000 cash back.1

Apply Now     ready to get started or visit us    Visit Us


Buy now and pay later with 90 Days No Pay!

Keep more cash in your wallet. Request no payments for 90 days and delay your first auto or recreational vehicle payment.2 With a lower payment and cash back, you'll have extra money to do something you've been wanting to do.

Switch today!

It pays to be a member-owner. Just ask your neighbors!

Community First saved me thousands of dollars over a short amount of time! –Matt H.

Community First found a way to help us to bring a 20-year loan down to a 10-year loan without adding hardly any additional amount to the monthly payment. –Joan W.

Community First found a way to save me and my family a bundle of money. And, they helped get us the truck we wanted. –Andrew S.

How much will you save?

Use these helpful calculators to explore payment examples to help you decide the price range that’s affordable for you.

It matters where you bank.

As a member-owner of a financial cooperative, your dreams, ambitions and stories are interwoven with those of other members – and together, we find a way to help one another and our communities thrive.  


We even help many member-owners find the vehicle they're looking for with our complimentary, no-obligation Auto Buying Service that makes the search for your next new or used vehicle easy.

1) Offer subject to change or end without notice. Cash back good on Secured Personal (Vehicle/Boat/RV/Powersport) Loans, 2nd Mortgage Home Equity Loans and Homeowners Xpress Loans only. Available for new applications submitted from Monday, January 16, 2023 to close of business on Saturday, March 4, 2023. Qualifying loan must close at a Community First Credit Union location by end of business within 30 calendar days from date of application to receive cash back. Requires minimum of $10,000.00 new money financed with Community First Credit Union to qualify. Cash back value calculated based on 1% of new money financed up to a maximum of $1,000.00 and will be applied in the form of a check mailed to the address on file for member within 30 business days of loan closing. Rebate may be considered taxable income - consult your tax advisor. Offer cannot be combined with any other special or discounts. Offer not valid on Unsecured Lines of Credit, Home Equity Lines of Credit, Credit Card, Signature Loans, 1st Mortgage Loans, Student Loans or Business Loans.

2) 90-day no payment option is not available on Home Equity or Homeowners Xpress loans. Interest will accrue during 90-day no payment period.