We offer other traditional Fixed or Adjustable Rate First Mortgage rate and term options.
Home Equity Loan
Term
|
Note Rate
(as low as)
|
APR1
(as low as)
|
Monthly Payment2
(Per $1,000 borrowed)
|
6 years
|
2.500%
|
2.570%
|
$3.95
|
|
Effective January 1, 2021
|
|
1 APR = Annual Percentage Rate. Some restrictions may apply. Your actual rate and term is determined by your account history and credit score and a loan to value (LTV) of 80% or less. Rates subject to change without notice. APR includes $200 loan processing fee. New money minimum: $20,000 - First Mortgage only.
2 Monthly payment is based on payment per $1,000 for term and rate shown above. Monthly payment example on $100,000.00, 30-year amortization results in 71 payments of $395.12 and a final payment of $85,901.70. Payments do not include taxes and insurance. |
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|
More information on Home Equity Loan
Home Equity Line of Credit
| Type | Term | Monthly Payment2 |
| Line of Credit 3 | up to 10 year draw period | 4.00 | $15.00 |
More information on Home Equity Loan
First Mortgage Balloon
Term
|
Note Rate
(as low as)
|
APR1
(as low as)
|
Monthly Payment2
(Per $1,000 borrowed)
|
6 years (up to 30 year amortization)
|
2.500%
|
2.570%
|
$3.95
|
|
Effective January 1, 2021
|
|
1 APR = Annual Percentage Rate. Some restrictions may apply. Your actual rate and term is determined by your account history and credit score and a loan to value (LTV) of 80% or less. Rates subject to change without notice. APR includes $200 loan processing fee. New money minimum: $20,000 - First Mortgage only.
2 Monthly payment is based on payment per $1,000 for term and rate shown above. Monthly payment example on $100,000.00, 30-year amortization results in 71 payments of $395.12 and a final payment of $85,901.70. Payments do not include taxes and insurance. |
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|
10 Year Lock It Loan
Term
|
Note Rate
(as low as)
|
APR1
(as low as)
|
Monthly Payment2
(Per $1,000 borrowed)
|
10 years (up to 30 year amortization)
|
2.875%
|
2.920%
|
$4.15
|
|
Effective January 1, 2021
|
|
1 APR = Annual Percentage Rate. Some restrictions may apply. Your actual rate and term is determined by your account history and credit score and a loan to value (LTV) of 80% or less. Rates subject to change without notice. APR includes $200 loan processing fee. New money minimum: $20,000 - First Mortgage only.
2 Monthly payment is based on payment per $1,000 for term and rate shown above. Monthly payment example on $100,000.00, 30-year amortization results in 119 payments of $414.89 and a final payment of $86,656.66. Payments do not include taxes and insurance. Real Estate/Home Equity payment examples do not include taxes, insurance or closing costs. Does not apply to purchase, construction, investment, commercial, land or multi family properties. |
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|
10 & Done Home Loan
Term
|
Note Rate
(as low as)
|
APR1
(as low as)
|
Monthly Payment2
(Per $1,000 borrowed)
|
10 years
|
2.375%
|
2.420%
|
$9.37
|
|
Effective January 1, 2021
|
|
1 APR = Annual Percentage Rate. Some restrictions may apply. Your actual rate and term is determined by your account history and credit score and a loan to value (LTV) of 80% or less. Rates subject to change without notice. APR includes $200 loan processing fee. New money minimum: $20,000 - First Mortgage only.
2 Monthly payment is based on payment per $1,000 for term and rate shown above. Monthly payment example on $100,000.00, 10-year amortization results in 119 payments of $937.03 and a final payment of $935.17. Payments do not include taxes and insurance. Real Estate/Home Equity payment examples do not include taxes, insurance or closing costs. Does not apply to purchase, construction, investment, commercial, land or multi family properties. |
Apply Now
|
We offer other traditional Fixed or Adjustable Rate First Mortgage rate and term options.