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Home PersonalCheckingMember's Choice Checking

Member’s Choice Checking

Earn a higher rate of interest on your entire checking balance based on your combined deposit and loan balances with Community First.  Additional benefits include FREE Community First custom checks and periodic Certificate of Deposit bonuses along with unlimited checks, ATM and Check Card transactions as well as free online banking, loan discounts and more.


  • Earn interest on all balances
  • Special Benefits:
    • Periodic bonuses on Certificates of Deposit
    • FREE Community First custom checks
    • FREE Traveler's Checks and Money Orders
  • Account Access:
    • Unlimited checkwriting
    • FREE VISA Check Card   
    • FREE ATM add Check Card transactions with your signature or PIN
  • Online & Phone Services:
  • Loan Discounts:
    • .50% loan discount on new consumer & home equity loans with checking and autopay
    • An additional .50% loan discount when your payroll is directly deposited into a Community First account

Account Requirements:

  • Earn interest on all balances when you maintain:
    • $15,000 or more in total deposits*
    • $25,000 or more in total household loan balances**, OR
    • $30,000 or more in total household deposit and loan balances 
  • $25 required to open account.
  • No monthly usage fee (When one of the above balance requirements are maintained, $10 monthly fee if balances are not maintained)
*Required deposit accounts and escrows not included.
**Loan balances include outstanding balances on consumer loans, home equity loans and lines, Kwik Cash loans, and Community First personal credit cards.

Lost or Stolen Check Card?

  • 920-830-7200 or 866-273-2328 (Regular Business Hours )
  • 866-820-8847 (After Hours)

To Activate a new Check Card

  • 920-830-7200 or 866-273-2328 (Regular Business Hours )
  • 866-985-2273 (After Hours)

What is my ABA Number?

  • 275982801

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Minimum Balance: All Balances
APY: .25%
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Community First Credit Union   P.O. Box 1487  Appleton, WI    54912-1487 920.830.7200    1.866.273.2328
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